Road Traffic Accidents Involving Uninsured Drivers Compensation Claims
Whilst motor vehicle insurance is compulsory in the UK it is believed that there are approximately 1.2 million uninsured drivers on British roads.
Should you be unlucky enough to be involved in a road traffic accident which is the fault of an uninsured driver it should still be possible to recover compensation for any damage to your vehicle and any personal injury that you suffer. The claim for compensation is made to the Motor Insurer’s Bureau which is more commonly known as the MIB. This is a non-profit making organisation set up by Motor Insurers to compensate victims involved in road traffic accidents caused by uninsured or untraced drivers.
Once a claim is made to the MIB arising from an accident involving an uninsured driver it will progress in exactly the same way as a normal road traffic accident compensation claim and will be subject to the same rules. You must still be able to establish that the uninsured driver was negligent and where necessary, court proceedings must still be issued within three years from the date of the accident. Compensation for personal injury and associated losses and expenses will be paid on the same basis as any other compensation claim pursued through the Courts.
Should you have the benefit of comprehensive insurance, your own insurers will normally cover the costs of repairing or replacing your own vehicle following the accident. Where you do not have comprehensive insurance, it should be possible to recover these costs from the MIB although any claim will usually be subject to an excess.
At Sintons our road traffic specialists have a wealth of experience in pursuing successful personal injury compensation claims against the MIB for both uninsured and untraced drivers.
All personal injury claims are pursued on a No Win No Fee basis so you can rest assured that there is no financial risk.
To begin a personal injury compensation claim or obtain further advice with no obligation contact Sintons 24/7.