After the Event Insurance and the Cover Provided
After the Event insurance should cover all costs and disbursements ‘reasonably’ incurred in pursuing your personal injury claim from the date that the insurance was obtained. The policy may also cover the legal costs and disbursements which may be payable to the Defendant where the claim is unsuccessful.
As with all types of insurance, the sums which may be paid out and the level of cover available will differ from policy to policy. It is most important that you fully understand how much cover is provided and the circumstances in which payment will be made before entering into any agreement.
The terms offered by different insurers will vary and cover will only provided where the insurer is satisfied that the claim has reasonable prospects of success. This may require an opinion from a barrister depending on the nature of the claim and the experience of the solicitor. Some insurers refuse to provide cover for certain types of personal injury compensation claims because they are considered to be too risky.
The insurers must be kept fully informed of the progress of the claim, any changes regarding the prospects of success and the nature of the disbursements incurred on your behalf. This is to ensure that they do not attempt to challenge any sums claimed under the policy at the conclusion of the claim.
At Sintons our personal injury specialists are able to advise you on all issues relating to the funding of your claim and on suitable After the Event insurance where this is necessary. Full advice will be provided regarding the need for such insurance and the most appropriate policy in the circumstances.
To begin a personal injury compensation claim or obtain further advice with no obligation contact Sintons 24/7.